Our Services
Paul Masalski is a Registered Representative of and offers securities through Walnut Street Securities, Inc. Investment advisory services and financial planning offered through PFG Financial Advisors, Inc. PFG is not affiliated with Walnut Street Securities, Inc. Walnut Street Securities, Inc. (WSS) was founded in 1985 and is a financial services firm providing securities and insurance products.
Pennsylvania Financial Group, Inc. (PFG) has over 100 independent financial consultants who offer financial planning, investment services, and risk management strategies to clients across the country. Our headquarters is in State College, Pennsylvania and we have a presence in over 50 locations across the U.S. Over the past 42 years, PFG has built an industry wide reputation for truly partnering with our financial consultants. INDIVIDUAL PRODUCTS & SERVICES Financial Planning and Investment advisory services offered through PFG Financial Advisors, a registered investment advisor.
We recognize that managing your investment assets has never been a simple exercise, and changing financial realities are not making the job any easier. Perhaps there was a time when the fiduciary for a substantial asset pool could act alone in fulfilling his or her responsibilities. But today, the challenges of investing in a sophisticated marketplace make such a task increasingly difficult.
Our program recognizes that the primary intent of every investment strategy is to accumulate assets according to your risk tolerance, investment objectives and investment time horizon. Accordingly, we help you determine realistic return expectations and risk assumptions before introducing you to a disciplined investment management process. Moreover, we see to it that you are always an integral part of the investment process and ongoing performance evaluation.
We assist our clients in achieving their financial objectives by engaging them in a six-step process for the purpose of proper management of their assets.
“The process begins by listening to you tell us about your goals and objectives…” Investment Process:
1. We begin by analyzing your current financial position.
2. Establish your asset allocation policy.
3. Select asset allocation strategist for your portfolio.
4. Implement your strategy with carefully selected money managers or no-load funds.
5. Monitor and possibly rebalance your portfolio.
6. Report all activity and results back to you. Investment Products & Services
· Mutual Funds
· College Saving Strategies
· Variable and Fixed Annuities
· Unit Investment Trust
· Pre-Retirement and Post-Retirement Distribution Planning Investment Advisory Services Financial Planning and Investment advisory services offered through PFG Financial Advisors, a registered investment advisor. · Strategic and Tactical Asset Allocation
· Fee-based Asset Management Estate Conservation & Analysis
· Estate Liquidity and Funding Considerations
· Estate Preservation Strategies
· Estate Transfers and Gifting Retirement Products & Services
· 401(k) Plan Services
· 403(b) Plans
· IRA’s (Traditional, Roth, SEP, Simple and Rollovers)
· Profit Sharing and Money Purchase Pension Plans
· Defined Benefit Pension Plans
· Non-Qualified Deferred Compensation Plans BUSINESS PRODUCTS & SERVICES Business Succession Strategies
Having strategies in place for business continuation is important to help ensure that your objectives for the future of your business will be realized. We will help you through the issues whether you are a family business, a multiple owner, or a solely owned business.
· Buy and Sell Funding Agreements
· Key Person Replacement
· Disability Buy-Out
· Family Equalization Techniques Executive Compensation Plans
Attracting, motivating and retaining key employees are of paramount importance in today’s competitive environment.
· Select Executive Retirement Plans (SERP’s)
· Executive Bonus Plans
· Non-Qualified Deferred Compensation Plans Employee Benefit Plans
· Blue Cross/ Blue Shield – PPO, POS, HMO
· Prescription and Dental Coverage
· Group Term Life and AD&D
· Group Short & Long Term Disability
· Cafeteria Plans
· Employee Salary Deduction Savings and Insurance Programs Insurance
· Life Insurance Needs Analysis
· Disability Income Insurance Needs
· Long Term Care Insurance (Home Health Care & Nursing)
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